Kiwibank's Air New Zealand Airpoints™ credit cards
You can use Airpoints Dollars to purchase any seat on any Air New Zealand flight2, Koru memberships and gifts at the Airpoints Store. You can also book rental cars with your Airpoints Dollars through your signed-in Air New Zealand account or through our contact centre.
Card benefits and fees
Compare the benefits of Kiwibank's Airpoints earning credit and debit cards.
| Earn rates | Air New Zealand Airpoints Platinum Visa | Air New Zealand Airpoints Low Fee Visa |
|---|---|---|
| Airpoints Dollars earn rates¹ | $115 = | $200 = |
| Status Point earn rates | $200 = 1 Status Point | - |
Earn rates
Airpoints Dollars earn rates¹
| Benefits | Air New Zealand Airpoints Platinum Visa | Air New Zealand Airpoints Low Fee Visa |
|---|---|---|
| Built-in overseas travel insurance** | Yes | - |
| Non expiry of Airpoints Dollars | Yes | Yes |
| Airpoints Dollars Top Up - buy additional Airpoints Dollars online for a fee | Yes | Yes |
| Airpoints Dollars Advance | 200 | 100 |
| Koru membership joining fee waiver and $145 annual discount | Yes | - |
| Access to Visa Entertainment | Yes | Yes |
Featured benefits
Airpoints Dollars Top Up - buy additional Airpoints Dollars online for a fee
Access to Visa Entertainment
| Fees | Air New Zealand Airpoints Platinum Visa | Air New Zealand Airpoints Low Fee Visa |
|---|---|---|
| Interest free period† | Up to 44 days | Up to 44 days |
| Interest rate - purchases | 20.95% p.a. | 16.90% p.a. |
| Interest rate - cash advances | 20.95% p.a. | 16.90% p.a. |
| Account fee | $180 (charged as $90 every 6 months) | $50 (charged as $25 every 6 months) |
| Joint/additional card fee | $30 (charged as $15 every 6 months) | $10 (charged as $5 every 6 months) |
Fees and interest rates
Interest free period†
Up to 44 days
Up to 44 days
Interest rate - purchases
Interest rate - cash advances
Account fee
$180
(charged as $90 every 6 months)
$50
(charged as $25 every 6 months)
Joint/additional card fee
$30
(charged as $15 every 6 months)
$10
(charged as $5 every 6 months)
Please note, other fees apply.
Need help?
1 Eligible purchases exclude fee or interest, balance transfers, credit card repayment insurance††, gambling chips, gambling transactions (including online gambling), money orders, travellers cheques or foreign currencies in cash, cash advances or cash withdrawals made from an ATM, or any transaction that is reversed, refunded or charged back, or Airpoints Dollars Top-Ups.
2 An "Air New Zealand flight" means a flight that is ticketed and operated by Air New Zealand and certain airline partner codeshare flights - view the full list of Air New Zealand airline Airpoints partners. Any applicable third party taxes, levies or surcharges can't be paid for with Airpoints Dollars, unless the fare is a New Zealand domestic fare.
Lending criteria, terms and conditions and fees apply. Kiwibank Limited is the issuer of the Airpoints credit card. Interest rates are subject to change. Airpoints terms and conditions apply.
*As of 1 April 2021, customers are no longer able to apply for Credit Card Repayment Insurance policy when opening a new credit card account.
Kiwibank is the issuer of the Airpoints credit cards. Lending criteria, terms and conditions and fees apply. Interest rates are subject to change.
** Travel Insurance for Kiwibank Credit Cards is arranged by Kiwibank and issued by TOWER Insurance Limited and TOWER Insurance Limited is solely responsible for any claim under the policy.
† The interest free period does not apply to cash advances or balance transfers. You won't pay interest on transactions shown in a monthly statement as long as you pay your card off in full each month by the due date.
†† As of 1 April 2021, customers are no longer able to apply for Credit Card Repayment Insurance policy when opening a new credit card account.